Tuesday, April 22, 2014

Another magazine deal

After my last magazine deal, I received an e-mail from magazines.com for a $5 off coupon to use on another magazine subscription. Since Ebates was still offering 40% cash back on magazine deals, I decided to take advantage.

Ultimately, the choice was between a recipe/cooking magazine and a parenting magazine. Since the cooking choices were expensive and not really to my liking, I decided to go with Kiwi, a bi-monthly, eco-friendly family magazine. The marked-down website cover price was $11.95, less my $5 coupon and 40% cash back brings my 6 issue subscription to just $2.17. That's about $.37 per issue.

Yay for good parenting, and great deals. ;-)

Less to work with. More to give.

After having to pay a pretty hefty sum in taxes (for the first time ever!) this year, I decided that working so many jobs was not to my benefit. Sad that the reward for hard work is having to pay the government. Smh. Haha! No, really. Not only do I have a newborn that I am going to be spending more of my time on and with, I am now living in a two income household will be getting a slight raise as well. Instead I will be focusing on paying down my debt and budgeting appropriately.

I am also rethinking how I make donations since they are tax deductible. Just with all of the clothing that my son is outgrowing and that my boyfriend and I are out"wearing," we will definitely have a nice penny to add to (or detract from) our 2014 1040s.

Yes, it's definitely time to rethink life, at least in some areas. There are other things that will never change...and that's okay too. ;-)

Monday, April 21, 2014

Good things come...

I'm pretty big on finance magazines. I've had a subscription  to Black Enterprise for years, and have begun reading Entrepreneur, Business Week and Fast Company subscriptions that my boyfriend has been receiving here at the house. Just a few weeks ago I was ecstatic, then, to discover on a deals website that a Kiplinger Personal Finance subscription was available for just $6.99 for 12 issues. Unfortunately, the code would not work for me then, and after much searching I still was not able to find one.

Today I received an e-mail from Ebates informing me that several "double cash back" offers would be expiring today. Magazines.com was offering 40% cash back on subscriptions, and guess what they have?...Yep, Kiplinger. Thus, I am getting the same subscription for $7.20- just $.21 more than originally desired/anticipated.

Good things come to those who wait...for a better deal. ;-)

Saturday, April 12, 2014

For-Sight

I managed to make it to the eye doctor yesterday for my 2 year checkup. Apparently I have a bit of a stigmatism and could use glasses for night time and rain driving. I am now looking into getting some frames for the first time in life, starting online.

I'm not really sure how this works, but there are websites that sell inexpensive glasses that can be returned if not desirable to the purchaser. I really don't want to spend a ton considering that I will only be using them on limited occasions. So far I'm looking at 39dollarglasses.com and thinking of going to America's Best Contacts and Eyeglasses. I'm not even sure if I will get them since I don't really need them and have even more limited funds (since I had to pay a HEFTY amount of funds to the IRS this year. Smh.) But we will see.

Yet another task for this phase of life.

Tuesday, April 8, 2014

Back to Education

Our school district and school board recently agreed on a new contract. Finally, after years of waiting, we have something that we can work with! I am super excited, as you can probably imagine. We have not had a cost of living increase in 3 years which will be one of the benefits forthcoming. Plus, we will still be able to receive some reimbursement for tuition credits, which now puts me back in the mode for deciding about a doctoral degree.

The new contract outlines that full time staff will be reimbursed for 40% of their higher education degree (up to 12 credits annually, first come, first serve basis), provided the degree aligns with their current teaching field and that costs are the same as state tuition rates. Plus, there will also be an increase in salary for ever 15 credits completed. Therefore, I am once again considering if a doctoral degree is right for me AND the best way to go about getting one.

Some of my academic field ideas have included Technology, Foreign Language Education, Linguistics, ESL and counseling. I'd also like to complete these courses online with working full time and being a full time mom now. I suppose I will have to look into it to see if it will be a lucrative option in the end, especially with an infant/toddler at home as I go through the process. Off to research some programs...right after I give this little guy a bottle. ;-)

Friday, April 4, 2014

Baby Deals

Look at what I got today for $45.89:

At CVS:
  • (2) 22.2 oz. containers of Enfamil formula
  • (4) 35 packs of Pampers diapers
  • (2) 8 fl. oz. bottles of Dawn dish detergent
  • (1) 25 count travel can of baby wipes

Here's how I did it:

I started by purchasing a $30.25 gift card for $27.72 via raise.com through Ebates. This awarded an extra 1.0 % cash back from ($.28) as well. I used that toward the purchases

Coupon usage:

(4) -$1.50 Pampers coupons (coupons.com)
(1) -$.50 Dawn coupon (coupons.com)
(2) $5 Enfamil coupons (received by mail)
$17.50 in Extrabucks coupons from various sales above

$34.00 in coupons
+  2.81 in online gift card purchase savings
$36.81 in savings


And voila! There you have what I could have paid in just diapers or formula for a fraction of the price!

Wednesday, April 2, 2014

Summer Vacation Plans

Back in August, my brother and I journeyed to Virginia for a time share resort presentation. We did not end up purchasing any property, but did win 2 free vacation stays at various locations throughout the US. We opted for Williamsburg, VA and Orlando, FL, though with a newborn, I will probably only be able to take one trip, and my brother may not be able to go at all. :-( My older brother, though, lives with his family- girlfriend and 2 little girls- in the Tampa area which is only a 1.5 hour drive from Orlando. Thus, baby boy, my mom and I might just venture down to Orlando to meet up with them and visit some of the attractions over our 4 day, 3 night stay.

Now I am looking for cheap Disney Park tickets and inexpensive fun in the Orlando area. We are 2 families working on a budget here! We will probably only visit one Disney theme park, that being Magic Kingdom. It seems that Florida residents can score cheaper park tickets than those buying from afar. So they can get them at a discount. My mom and I may have to purchase from Undercover Tourist which is a legitimate online discount broker to get ours for less.

Now, for other family-related activities on the cheap...a friend of mine used to live in the Orlando area and suggested the following:
And I came across the following on my own as well:
As far as airfare...I will have to see if my boyfriend has any Southwest Airlines credits available. (He flies frequently to Vegas and tends to rack them up that way.) If not, we can probably purchase them via a discount airfare site after doing some shopping around and comparing.